Koinetic Terms of Service

Version: 0.1 Pre-Launch Draft
Last Updated: July 8, 2026
Platform: Koinetic

These Terms are operated by KOIN Network LLC. Legal notices, privacy requests, and other formal inquiries must be submitted through our Legal Notification form: https://koin.network/legalnotifycontact.

These Terms of Service (the "Terms") govern access to and use of Koinetic, including koinetic.com, Koinetic-hosted storefronts, dashboards, APIs, documentation, templates, payments tools, marketplace features, syndication tools, sponsorship tools, and related services (collectively, the "Platform").

By creating an account, accessing the Platform, choosing a plan, using the API, operating a storefront, submitting content, or otherwise using Koinetic, you agree to these Terms.

If you are using Koinetic for a company, organization, tenant, or other legal entity, you represent that you have authority to bind that entity to these Terms. In that case, "you" and "your" refer to both you and that entity.

1. What Koinetic Is

Koinetic is a private operating layer for launching, managing, monetizing, syndicating, and selling digital properties.

A digital property may include a directory, marketplace, listing platform, content site, commerce layer, community, vertical application, or custom front end connected to the Koinetic backend.

Koinetic provides tools for structured content, listings, categories, pages, articles, forms, users, roles, domains, templates, APIs, analytics, payments, marketplace listings, syndication, sponsorships, and related platform operations.

Koinetic is not a law firm, accounting firm, broker-dealer, investment adviser, escrow agent, bank, money transmitter, medical provider, gambling operator, or regulated marketplace operator for your business. You are responsible for how you use the Platform and for the legal compliance of your own property, content, products, services, offers, and customers.

2. Accounts and Eligibility

You must provide accurate account information and keep it current.

You are responsible for:

all activity under your account;
maintaining the confidentiality of your login credentials;
controlling access to your team, users, API keys, domains, and connected services;
promptly notifying us of unauthorized access or suspected security issues.

Koinetic may require Login with KOIN, email/password access, two-factor authentication, identity checks, payment verification, or other account controls depending on your role, plan, jurisdiction, usage, or risk profile.

We may refuse, suspend, or terminate access if we believe an account is fraudulent, abusive, unlawful, risky, inactive, or in violation of these Terms.

3. Tenants, Storefronts, and Property Ownership

A Koinetic tenant or storefront is a workspace operated by you or your organization.

Unless otherwise agreed in writing:

you own or control the content you submit to your property;
you are responsible for the accuracy, legality, and rights clearance of your content;
you are responsible for your public-facing property, offers, listings, pricing, claims, reviews, forms, customer communications, and legal notices;
Koinetic provides the platform infrastructure, tools, and backend operating layer.

Koinetic may host, process, display, transmit, format, index, analyze, and otherwise use your submitted content as needed to operate the Platform, provide the services, enforce these Terms, improve product quality, support security, and comply with law.

4. Plans, Billing, and Subscriptions

Some Koinetic features require a paid plan.

When you choose a paid plan, you authorize Koinetic or its payment processor to charge the payment method you provide for applicable fees, taxes, renewals, and other charges disclosed at checkout or in your plan terms.

Unless stated otherwise at checkout:

subscription fees are billed in advance;
plans may renew automatically until cancelled;
annual and monthly billing may have different pricing;
taxes may be added where required;
enterprise, custom, partner, or white-label arrangements may have separate written terms.

You are responsible for reviewing plan limits, included features, billing frequency, cancellation terms, and pricing before checkout.

Koinetic may change plan pricing or features over time. We will provide notice where required by law or where the change materially affects an active subscription.

5. Cancellation, Refunds, and Access After Cancellation

You may cancel your subscription through the available account, billing, or support process.

If you subscribed online, Koinetic will aim to make online cancellation reasonably accessible and clear.

Unless required by law or expressly stated in writing:

fees already paid are non-refundable;
cancellation stops future renewal charges but does not automatically refund prior charges;
your access may continue until the end of the paid billing period;
unpaid balances may limit access to paid features, payouts, marketplace functions, syndication, or other account operations.

Koinetic may offer a limited first-payment review or launch-support policy at its discretion. Any such policy will apply only as described at checkout or in the applicable written offer.

6. Payments, Stripe, and Connected Accounts

Koinetic may allow properties to accept payments through supported payment processors, including Stripe.

For tenant property payments, your property may be the merchant of record or connected-account recipient, depending on the payment flow, processor setup, and applicable terms.

You are responsible for:

completing payment processor onboarding;
providing accurate legal, tax, identity, business, and bank information;
complying with processor terms;
handling customer disputes, refunds, taxes, chargebacks, and prohibited-business restrictions for your own property;
ensuring your offers, prices, discounts, and checkout flows are lawful and accurate.

Koinetic may collect platform fees, service fees, application fees, subscription fees, or other disclosed charges.

Koinetic does not hold tenant customer funds as escrow and does not guarantee settlement, payout timing, processor approval, chargeback outcomes, or availability of any payment method.

7. KOIN Login, KOIN Discounts, and Future Payment Features

Koinetic may support Login with KOIN and KOIN-related account features.

KOIN Reputation Discounts, KOIN member discounts, referral links, or related benefits may be calculated, funded, changed, paused, capped, or discontinued by Koinetic at any time unless otherwise stated in a written agreement.

Discounts are not cash, stored value, securities, payment instruments, or transferable rights. They may depend on account standing, eligibility, configuration, geography, abuse controls, or platform availability.

Koinetic may in the future support in-platform USD-denominated settlement features, digital asset settlement features, stablecoin-related features, or additional payment methods where enabled. Unless and until such features are expressly launched and enabled for your property, they are not available, not promised, and not part of your live checkout.

Nothing in these Terms creates a right to issue, redeem, receive, sell, transfer, or use any digital asset, stablecoin, token, stored value, or payment instrument.

8. Content, Listings, Claims, and Reviews

You are responsible for all content submitted to, imported into, published on, or made available through your property, including listings, pages, articles, media, reviews, claims, forms, pricing, banners, sponsorships, marketplace listings, and communications.

You agree not to submit or publish content that:

is unlawful, deceptive, defamatory, infringing, abusive, harmful, or misleading;
violates intellectual property, publicity, privacy, consumer protection, advertising, anti-spam, or data protection laws;
impersonates another person or misrepresents affiliation, endorsement, licensing, certification, availability, pricing, safety, performance, revenue, or legal status;
includes malware, scraping tools, credential collection, or other abusive code;
promotes prohibited or high-risk activity in violation of applicable law, processor rules, or Koinetic policy.

Koinetic may remove, limit, label, suspend, or refuse content if we believe it creates legal, security, reputational, payment, platform, or user risk.

9. Sample and Seeded Content

Koinetic may provide sample content, starter categories, sample listings, sample articles, templates, pricing examples, vertical blueprints, or demo data to help a property get started.

Sample or seeded content may reference real, recognizable businesses, brands, products, categories, or services for demonstration and starting-structure purposes.

Unless expressly verified or claimed, sample content is provided as sample/unverified data and may be incomplete, outdated, inaccurate, unaffiliated, or subject to change.

You are responsible for reviewing, editing, verifying, replacing, removing, claiming, or properly labeling sample content before relying on it or presenting it as verified information.

Koinetic does not represent that any sampled business, brand, product, operator, or service endorses, sponsors, partners with, or is affiliated with your property or Koinetic unless expressly stated in writing.

10. Vertical-Specific Responsibility

Koinetic supports multiple verticals, which may include crypto, Web3, iGaming, home services, real estate, software, local business, professional services, health and wellness, events, venues, and other directories or marketplaces.

You are responsible for complying with all laws, rules, licenses, permits, disclosures, age restrictions, geographic restrictions, advertising standards, professional rules, payment processor rules, and industry requirements that apply to your vertical.

Without limiting the above:

health and wellness content must be informational only unless you are legally authorized to provide regulated services;
financial, crypto, investment, or payment-related content must not be misleading and must comply with applicable laws;
iGaming, casino, sweepstakes, sports betting, or gambling-related content must comply with all licensing, age, geography, advertising, and responsible gaming requirements;
real estate, mortgage, legal, tax, professional, and regulated-service content must comply with applicable professional and consumer protection rules.

Koinetic may restrict, review, suspend, or reject high-risk verticals, features, content, payment flows, or accounts.

11. Syndication and Network Content

Koinetic may allow one property to distribute content to another property through content syndication.

A distributor or publisher controls whether another property may carry its content, subject to Platform rules and configuration.

A carrier is responsible for how syndicated content appears on its property, including proper labeling, attribution, compliance, and local relevance.

Koinetic may provide scoring, recommendations, filters, approvals, tracking, and payout records for syndication, but those tools are informational and do not replace your business judgment or legal obligations.

Koinetic may suspend, remove, limit, or terminate syndication relationships if content, conduct, payments, conflicts, fraud risk, abuse risk, or legal risk becomes unacceptable.

12. Sponsorships, Promotions, and Advertising

Koinetic may support sponsored listings, featured placements, platform promotions, network sponsorships, and other promotional tools.

You are responsible for ensuring that promotions, sponsorships, advertising claims, destination links, placements, and commercial relationships comply with applicable laws, industry rules, and required disclosures.

Sponsored content should be clearly labeled as sponsored, promoted, advertised, or similar where required.

Koinetic may track impressions, clicks, placement performance, and related metadata for measurement, billing, reporting, fraud prevention, and platform improvement.

13. Storefront Marketplace and Acquisitions

Koinetic may provide a marketplace where storefronts or digital properties can be listed for sale or acquisition.

Marketplace data may include listing counts, property age, plan data, verified platform activity, verified revenue from settled payments, and other platform-derived information.

You are responsible for the accuracy of seller-submitted statements, asking prices, descriptions, included assets, transfer expectations, and buyer communications.

Koinetic is not a broker, investment adviser, escrow agent, appraiser, accountant, attorney, or financial adviser. Koinetic does not guarantee a sale, purchase, valuation, revenue result, buyer qualification, seller performance, settlement, or transfer outcome.

Unless expressly agreed in writing, settlement between buyer and seller occurs outside Koinetic or through separately approved processor flows. Koinetic may coordinate or record a transfer, but does not hold buyer or seller funds in escrow.

Marketplace users should conduct their own due diligence and obtain their own legal, tax, financial, technical, and business advice.

14. API Use and Custom Front Ends

Koinetic may provide APIs, developer documentation, runtime configuration, webhooks, and related tools for approved custom front ends.

You are responsible for:

keeping API keys secret and server-side;
not exposing API keys in browser JavaScript, mobile apps, public repositories, or no-code client-side fetch blocks;
complying with rate limits, authentication rules, CORS guidance, and security requirements;
securing your own front end, proxy, serverless functions, domains, DNS, cache, and customer-facing code;
properly labeling syndicated content and sponsored content;
handling errors, retries, idempotency, and data display responsibly.

Koinetic may rotate, revoke, limit, suspend, or require changes to API keys or integrations if we identify security, abuse, performance, or compliance risk.

15. Domains and DNS

You are responsible for domains you connect to Koinetic, including ownership, DNS configuration, SSL verification, renewals, registrar settings, and legal use of the domain.

Koinetic may reject or suspend domains that appear infringing, deceptive, abusive, unlawful, misconfigured, or risky.

You must not connect a domain you do not own or control.

16. Prohibited Conduct

You may not use Koinetic to:

violate law or third-party rights;
commit fraud, phishing, spam, scraping abuse, credential theft, malware distribution, or platform attacks;
interfere with Platform security, rate limits, integrity, or availability;
reverse engineer, bypass, probe, or exploit non-public systems without written permission;
misrepresent endorsement, verification, licensing, revenue, account standing, or commercial relationships;
use Koinetic for prohibited goods, services, or content under applicable law, payment processor rules, or Koinetic policy;
resell, sublicense, or provide managed access to the Platform except as allowed by your plan or written agreement.

17. Intellectual Property

Koinetic, including its software, interface, templates, documentation, design systems, APIs, workflows, platform structure, trade names, logos, and related materials, is owned by Koinetic or its licensors.

You may use Koinetic only as permitted by these Terms, your plan, and applicable documentation.

You retain ownership of content you submit, subject to the rights granted to Koinetic to operate, display, process, transmit, support, protect, and improve the Platform.

You grant Koinetic a worldwide, non-exclusive, royalty-free license to host, store, reproduce, format, display, transmit, analyze, and otherwise process your content as necessary to provide and improve the Platform, enforce these Terms, and comply with law.

18. Third-Party Services

Koinetic may integrate with third-party services such as payment processors, identity providers, hosting infrastructure, analytics providers, domain/DNS services, email providers, storage providers, and KOIN-related services.

Your use of third-party services may be subject to their own terms, policies, fees, restrictions, and compliance requirements.

Koinetic is not responsible for third-party service outages, denials, changes, fees, errors, policies, disputes, or data practices.

19. Platform Changes and Availability

Koinetic is evolving. We may add, change, suspend, limit, rename, reprice, or discontinue features, templates, APIs, endpoints, components, integrations, plans, discounts, or documentation.

We may perform maintenance, deploy updates, apply security patches, and make operational changes.

We do not guarantee uninterrupted access, error-free operation, permanent availability of any feature, or that a feature will remain in preview, beta, or production form.

20. Privacy and Data Protection

Our Privacy Policy explains how we collect, use, disclose, and protect personal information.

You are responsible for your own property privacy notices, cookie notices, customer communications, consent flows, data processing obligations, and legal bases where required.

Where Koinetic processes personal information on your behalf for your tenant property, additional data processing terms may apply.

21. Suspension and Termination

We may suspend, restrict, or terminate access to the Platform, a tenant, a storefront, an API key, a domain, a payment feature, a marketplace listing, or any content if we believe:

you violated these Terms;
payment is overdue or disputed;
your use creates legal, security, fraud, payment, operational, or reputational risk;
your content or property is unlawful, misleading, infringing, abusive, or non-compliant;
a third-party provider, regulator, court, payment processor, or rights holder requires or reasonably requests action.

You may stop using the Platform at any time. Termination does not relieve you of unpaid fees, legal obligations, user obligations, or liabilities incurred before termination.

22. Disclaimers

The Platform is provided on an "as is" and "as available" basis.

To the maximum extent permitted by law, Koinetic disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, uptime, profitability, revenue, valuation, legal compliance, or suitability for any regulated use.

Koinetic does not guarantee that your property will receive traffic, rankings, revenue, buyers, sponsors, syndication partners, marketplace interest, approvals, payment processor access, or any commercial outcome.

23. Limitation of Liability

To the maximum extent permitted by law, Koinetic will not be liable for indirect, incidental, special, consequential, exemplary, punitive, or lost-profit damages, including loss of revenue, customers, data, goodwill, business opportunity, marketplace value, or expected savings.

To the maximum extent permitted by law, Koinetic's total liability for any claim arising out of or relating to the Platform or these Terms will not exceed the amount you paid to Koinetic for the Platform during the three months before the event giving rise to the claim, or USD $100, whichever is greater.

Some jurisdictions do not allow certain limitations, so some limitations may not apply to you.

24. Indemnification

You agree to defend, indemnify, and hold harmless Koinetic, its affiliates, officers, directors, employees, contractors, service providers, and agents from and against claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys' fees, arising from or related to:

your property, content, listings, products, services, offers, pricing, reviews, claims, forms, or communications;
your customers, visitors, users, buyers, sellers, partners, affiliates, carriers, distributors, or sponsors;
your use of payments, domains, APIs, custom front ends, marketplace, syndication, sponsorships, or third-party services;
your violation of these Terms, law, third-party rights, processor rules, or industry requirements;
disputes between you and any third party.

25. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules, unless applicable law requires otherwise.

The courts located in Florida will have exclusive jurisdiction over disputes arising from or relating to these Terms or the Platform, unless a different venue or arbitration process is required by applicable law or agreed in writing.

You and Koinetic agree to first attempt to resolve disputes informally by contacting the other party before filing a formal claim.

26. Changes to These Terms

We may update these Terms from time to time.

The updated version will be posted with a new "Last Updated" date. Changes become effective when posted unless we state otherwise.

If a change materially affects your rights or obligations, we may provide additional notice where required by law.

Your continued use of Koinetic after the updated Terms become effective means you accept the updated Terms.

27. Contact

For legal questions about these Terms, contact: